Rent vs Buy Calculator

Compare net worth from buying a home versus renting and investing.

You should

RENT

Comparing net worth after the 30-year mortgage term.

Monthly cost (year 1)$3,232.00

Cash to close$101,500.00

Home value (year 30)$1,685,393.16

Home equity$1,685,393.16

Net worth (year 30)$1,685,393.16

Inflation adjusted$600,469.20

Monthly cost (year 1)$3,025.00

Cash invested up front$101,500.00

Invest monthly difference$207.00

Invested portfolio$2,481,417.04

Net worth (year 30)$2,481,417.04

Inflation adjusted$884,075.32

BuyRent

Smart Insight