Coast FIRE Calculator

Find how much you need invested today to coast to retirement, and when you can stop saving.

Current age

Retirement age

Portfolio

Annual return

Contribution (optional)

No contribution after coast

Ideal spending

Inflation

SWR

Coast number

$432,751.29

$2,584,308.66 surplus at retirement

Coast age36

Contribution

Growth

Coast threshold

Retirement target

Years til coast: 8
Years til retirement: 37
Coast number: $432,751.29
Balance at retirement: $10,047,375.35
Today FIRE number: $2,500,000.00
Retirement target: $7,463,066.69
Monthly spending at retirement: $24,876.89
Annual spending at retirement: $298,522.67

Coast FIRE is the portfolio you need today so your assets can grow to your full FIRE number by retirement with no further contributions. Projections compound at your annual return; spending and FIRE targets are adjusted for inflation through retirement. Balance includes any contributions you enter.